Harmoniq Finance collects only the details needed to provide budgeting support, arrange consultations, and keep your communication clear.
This privacy policy explains our personal data usage for visitors and clients in Singapore. It applies to details sent through our website forms, email conversations, consultations, and budgeting tools.
We collect the information you choose to share when you contact Harmoniq Finance. This can include your name, email address, preferred contact details, and the message you write.
During a consultation, you may provide a voluntary financial snapshot, such as household goals, regular expenses, debt commitments, or savings priorities.
We use your information to respond to an enquiry, prepare for an appointment, provide budgeting guidance, and follow up on work you have asked us to do.
We may create aggregated, anonymised insights to improve our materials. These insights cannot identify your household.
Our language switcher may store your selected language in your browser's local storage so the preference remains on your next visit.
We do not use tracking cookies for advertising profiles on this page. Your browser may still keep essential technical records needed to display the site.
We use reasonable access controls and secure storage practices for information held by Harmoniq Finance. Family financial information is treated as confidential within the scope of the service you request.
We do not sell your personal data. We only share it with another party when you have asked us to, consented to it, or when a service provider is needed to handle your enquiry on our behalf.
We keep our handling of personal data focused and proportionate. Share only what you are comfortable discussing.
We collect details for a clear reason, such as arranging your consultation or preparing a family budget discussion.
Personal data is available only to people who need it for the agreed work and follow-up communication.
We will ask before sending marketing communication. You can withdraw that permission at any time.
You may ask us to explain, correct, or remove personal data we hold about you, subject to applicable record-keeping duties.
Send your request to our data contact. Please include enough detail for us to identify the enquiry safely.
[email protected]Harmoniq Finance Pte. Ltd.
71 Robinson Road, #14-01
Singapore 068895
Take the time you need. When you're ready to discuss household budgeting, our contact page explains what happens next.